MyFinanceFuture
Build your own financial plan
A financial planning platform for people who want to take control of their future
A new tool making financial planning available to a wider audience
We believe everyone should have the opportunity to create a strong financial plan for their future. To answer their big questions with more confidence, based on strong foundations. The MyFinanceFuture Planner is there to help you create your plan, and to find a better way to prepare for your future.
43%
of those aged 50-65 with
no retirement plan[1]
£59k
annual income per couple required for a
‘comfortable’ retirement[2]
6 million
UK adults in the 'Affordable Advice Gap'[3]
[1] UK Adult Financial Wellbeing Survey 2021 Future Focus Report (Money & Pensions Service, October 2022)
[2] The PLSA/Loughborough University Retirement Living Standards 2023 (Pension & Lifetime Savings Association, January 2024)
[3] The UK Advice Gap 2021 (OpenMoney, 2021)
Answer your most important financial questions
Big questions about the future become important at key decision points in our lives. Which are yours?
HOW WILL I FUND MY RETIREMENT?
WHAT LIFESTYLE CAN I EXPECT?
AM I SAVING ENOUGH?
WHEN CAN I RETIRE?
HOW SHOULD I USE MY PENSION?
CAN I PAY LESS TAX?
WILL I RUN OUT OF MONEY?
CAN I AFFORD TO GO PART TIME?
HOW MUCH MORE SHOULD I SAVE?
CAN I FUND MY KIDS’ EDUCATION?
WILL I BE ABLE TO AFFORD MY BUCKET LIST?
WHAT LEGACY CAN I LEAVE MY FAMILY?
Take everything into account
The MyFinanceFuture Planner provides a straightforward, step-by-step way to create a plan covering all your finances.
Earnings
Employments, side hustles, job changes, downshifts
Taxes
UK taxes calculated for you (Income Tax, NI, CGT, IHT)
Pensions
DB, DC & state pensions, withdrawal options
Savings & Investments
Cash savings, ISAs, taxable investments, prioritisation
Home
Homes, other properties, downsizing, home equity release
Business
Family businesses & service companies, dividends, sale
Buy-to-Let
Rental income, mortgages, expenses, disposals
Debt
Mortgages, loans, other debts
Other Income
Benefits, annuities etc.
Living Expenses
Core expenses, pre-retirement, post-retirement, later life
Life Events
Education, travel, family events,gifts, other one-off expenses
Economy
Interest rates, investment returns, inflation, tax thresholds ... and many other factors
Easy to get started
Your first plan in 5 minutes.
Use Quick Plan to get started and create your first plans. Our Planning Guide and detailed Help and Support can help guide you to your answers.
1. CREATE YOUR PLAN
Use Quick Plan to create your first plan in 5 minutes, get an initial financial projection and understand how financial planning can help.
2. SHAPE YOUR PLAN TO ACHIEVE YOUR GOALS
Shape and refine your plan to balance incomes and outgoings, address shortfalls and achieve your desired outcomes.
3. REFINE AND TEST YOUR PLAN
Test and adjust the plan to deal with different scenarios, such as economic downturns and unplanned life events.
GET STARTED FOR FREE
Ask our users what they think
Some of the feedback we’ve received from customers of the Planner
“I commend you on the Planner … it’s given me the confidence to move on with the next phase of my life”
“Really enjoying the Planner, it's just what I've been looking for! Thanks too for the very responsive help”
“Just to say how impressed I am with the Planner, after trying to do this myself for a few years. Great stuff!”
“The Planner will become a vital tool and support as I move on from my current career to new ventures”
“Love it … gives me an easy way to work out my income in retirement”
“I think the concept is great and more people should think about their finances in this way”
Feedback received from customers since launch in December 2023 and from our preceding free pilot
... or ask professional Financial Planners
“For years, the power of financial planning software remained the best-kept secret of professional financial planners.
I’m really excited this type of planning tool is now available to everyone.”
Justin King
Chartered Financial Planner &
“The Retirement Café” YouTube Channel & Podcast
Find out more
Take a more in-depth look at the Planner’s Features, or see our Resources section for more thoughts, views and tips on financial planning
A tricky question facing us in our 40s, 50s or 60s that new, more affordable tools and services are making it easier to deal with.
Financial planning is important for us all, but can seem daunting at first. Using Quick Plan to 'learn by doing' is a great place to start.
The 2023 budget’s removal of the LTA Charge creates both opportunities and uncertainty – so how should we respond?
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